Francisco Espaillat
Mortgage Banker at Total Mortgage Services · Salem, NH
NMLS ID 609815 (opens in a new tab) · verify at NMLS Consumer Access
Francisco Espaillat (NMLS 609815) is Mortgage Banker at Total Mortgage Services, based in Salem, NH. Licensed in Florida, confirmed with the state regulator (license LO147915). Focus areas shown on the lender page: First-time buyer. Speaks English and Spanish. Earliest state license record: July 20, 2026 (Florida), per state regulator. States 20 years of experience.
Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 20, 2026 (Florida), per state regulator
- 20 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: totalmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO147915, first effective 2026-07-20), verified 2026-10-09.
Contact
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Employment history
Total Mortgage Services NMLS 2764
Current · Salem, NH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 20 years of experience, Francisco specializes in helping first-time homebuyers and works closely with families, realtors, and community organizations. He is a bilingual lender fluent in English and Spanish.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Francisco Espaillat (NMLS 609815), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/francisco-espaillat-609815, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.