Kristin Johnson
Loan Officer at Blue Water Mortgage, LLC
NMLS ID 840560 (opens in a new tab) · verify at NMLS Consumer Access
Kristin Johnson (NMLS 840560) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2020 and in Massachusetts. Kristin's focus, from their own profile, includes first-time buyer and VA loan.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 16, 2020 (Florida), per state regulator
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Kristin licensed in Florida?
- Yes. Florida regulator records list license LO67058 as active, first effective January 16, 2020 (verified 2026-10-15). LenDb has 6 other states on file for Kristin.
- Source: Florida state regulator (opens in a new tab)
- Does Kristin list first-time buyer as a focus?
- Kristin's profile lists first-time buyer as a focus (from their lender profile page). It also lists VA loan.
- Source: lender page (opens in a new tab)
- What lender does Kristin work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Kristin been licensed?
- The earliest state license record LenDb holds for Kristin is from January 16, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: bluewatermtg.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Georgia, Massachusetts, Maine, North Carolina, New Hampshire, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO67058, first effective 2020-01-16), MA (opens in a new tab) (MLO840560), verified 2026-10-15.
Lender-reported: GA, ME, NC, NH, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kristin Johnson is a Loan Officer licensed in FL, GA, MA, ME, NC, NH and SC. They have been with Blue Water Mortgage since 2004 and started there as its first employee. They say they have a particular passion for veterans and first-time buyers, and they enjoy pickleball.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kristin Johnson (NMLS 840560), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/kristin-johnson-840560, last verified 2026-10-26.
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