Gina Rainey
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Greenbrae, CA
NMLS ID 291780 (opens in a new tab) · verify at NMLS Consumer Access
Gina Rainey (NMLS 291780) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Greenbrae, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and Non-QM loan. States 26 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com) and NMLS Consumer Access (license status, check live).
- 26 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Greenbrae, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Gina has 26 years of mortgage experience and focuses on Jumbo, Non-QM, and Conventional loans. Gina serves clients in Marin, San Francisco, Sonoma, Contra Costa, and Alameda counties.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Marin, San Francisco, Sonoma, Contra Costa, and Alameda counties
- Source (opens in a new tab), verified 2026-10-15
- Also
- over 3,500 clients helped throughout Northern California
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Gina Rainey (NMLS 291780), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/gina-rainey-291780, last verified 2026-10-15.
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