Heather Todd, photo from CrossCountry Mortgage

Heather Todd

Originating Branch Manager at CrossCountry Mortgage · Virginia Beach, VA

NMLS ID 119913 (opens in a new tab) · verify at NMLS Consumer Access

Heather Todd (NMLS 119913) is Originating Branch Manager at CrossCountry Mortgage, based in Virginia Beach, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and First-time buyer.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

North Carolina, Virginia

Lender-reported: NC, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Virginia Beach, VA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Since 1998, Heather has been helping homebuyers achieve homeownership. Based in Virginia Beach, she brings extensive experience in home financing and serves communities in NC and VA.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 1998
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Heather Todd (NMLS 119913), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/heather-todd-119913, last verified 2026-10-09.

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