Heidi Hernandez
Loan Officer at Xpert Home Lending
NMLS ID 2810962 (opens in a new tab) · verify at NMLS Consumer Access
Heidi Hernandez (NMLS 2810962) is Loan Officer at Xpert Home Lending. Licensed in 6 states: Colorado, Hawaii, Michigan, Oregon, Texas and Washington. Focus areas shown on the lender page: Real estate investor, First-time buyer, Vacation home, Construction loan and Rural property.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Colorado state regulator and NMLS Consumer Access (license status, check live).
- 6 states
- Unclaimed profile
- No actions on file
Specialties
- Real estate investorlender page
- First-time buyerlender page
- Vacation homelender page
- Construction loanlender page
- Rural propertylender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Colorado, Hawaii, Michigan, Oregon, Texas, Washington
Confirmed with the state regulator: CO (opens in a new tab) (100544586, since 2026), verified 2026-10-09.
Others as listed on the lender page (HI, MI, OR, TX, WA), not yet checked against state regulators.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Licensed mortgage broker with over a decade of real estate experience including prior roles as a real estate broker, brokerage owner, property manager, and investor. Heidi specializes in strategic financing for homeownership, investment properties, and long-term wealth building across multiple states.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Former real estate broker, brokerage owner, property manager, and investor
- Source (opens in a new tab), verified 2026-10-09
Reviews
Reviews on other sites
Ratings and links from Google, Zillow, Experience.com and the lender's own site will appear here. We link out; we never copy review text.
LenDb reviews
Verified borrower reviews are coming. No paid reviews, no gating, no hiding negatives.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Heidi Hernandez (NMLS 2810962), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/heidi-hernandez-2810962, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.