Hem Ramachandran
Senior Loan Officer at ENSURE HOME LOANS LLC
NMLS ID 296907 (opens in a new tab) · verify at NMLS Consumer Access
Hem Ramachandran (NMLS 296907) is a Senior Loan Officer at ENSURE HOME LOANS LLC, serving Texas. Hem's own profile lists HELOC, USDA loan and VA loan as a focus.
Last verified . Sources: ENSURE HOME LOANS LLC (ensurehomeloans.com) and NMLS Consumer Access (license status, check live).
- 35 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Hem licensed in Texas?
- ENSURE HOME LOANS LLC's page for Hem lists Texas. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.
- Source: lender page (opens in a new tab)
- Does Hem do HELOCs?
- Hem's profile lists HELOC as a focus (from their lender profile page). It also lists USDA loan, VA loan and FHA loan.
- Source: lender page (opens in a new tab)
- What lender does Hem work for?
- ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How much experience does Hem have?
- Hem states 35 years of experience.
- Source: the loan officer's own statement (opens in a new tab)
Specialties
Focus
- Focus: HELOC(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
Where we saw these: ensurehomeloans.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
Source: lender site (opens in a new tab), verified 2026-10-15
Licensed states
Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.
Contact
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- Profile (opens in a new tab)
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Employment history
ENSURE HOME LOANS LLC NMLS 1666674
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-26 |
| Languages | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Hem Ramachandran (NMLS 296907), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/hem-ramachandran-296907, last verified 2026-10-15.
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