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Loan programs · Texas

USDA loan officers in Texas

As of 2026-10-09, LenDb lists 130 loan officers licensed in or based in Texas whose lender pages show USDA loan work. The top-ranked are Rob Parham (CrossCountry Mortgage, Plano), Gina Zavesky (Union Home Mortgage, Victoria) and Cameron Gemoets (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Rob ParhamNMLS 195722

    CrossCountry Mortgage · Plano, TX

    • USDA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Plano, TX
    • States 26 years of experience (lender page, 2026-10-09)
  2. 2

    Gina ZaveskyNMLS 1852924

    Union Home Mortgage · Victoria, TX

    • USDA loan
    • FHA loan
    • First-time buyer
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Victoria, TX
    • Licensed since 2019 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  3. 3

    Cameron GemoetsNMLS 2701842

    CrossCountry Mortgage · Cleveland, OH · licensed in 12 states

    • USDA loan
    • Construction loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Erika AlvesNMLS 659544

    CrossCountry Mortgage · Tampa, FL · licensed in 4 states

    • USDA loan
    • Construction loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 18 years of experience (lender page, 2026-10-09)
  5. 5

    Justin BurrisNMLS 659024

    Fairway Independent Mortgage Corporation · Raleigh, NC · licensed in 4 states

    • USDA loan
    • First-time buyer
    • FHA loan
    • Reverse mortgage
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Andrew SchmidtNMLS 201143

    Churchill Mortgage · Scottsdale, AZ · licensed in 7 states

    • USDA loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Amber PageNMLS 229184

    Evergreen Home Loans · Silverdale, WA · licensed in 14 states

    • USDA loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  8. 8

    Mary GreenwoodNMLS 459324

    NFM Lending · Colorado Springs, CO · licensed in 9 states

    • USDA loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
    • States 19 years of experience (lender page, 2026-10-09)
  9. 9

    Trey WolffNMLS 331844

    Highlands Residential Mortgage · Cartersville, GA · licensed in 4 states

    • USDA loan
    • Bank statement loan
    • FHA loan
    • Jumbo loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  10. 10

    Antonio GutierrezNMLS 722537

    Loan Factory · Mortgage broker · Texas

    • USDA loan
    • Asset-based qualifying
    • Bank statement loan
    • Construction loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Texas
    • States 20 years of experience (lender page, 2026-10-09)
  11. 11

    Lori JuleNMLS 190409

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  12. 12

    Joseph GeffertNMLS 186479

    Loan Factory · Mortgage broker · licensed in 8 states

    • USDA loan
    • Rural property
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  13. 13

    Amy GossNMLS 194181

    Guild Mortgage · Jacksonville, NC · licensed in 12 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  14. 14

    Christopher CookNMLS 1037205

    Xpert Home Lending · Mortgage broker · Texas

    • USDA loan
    • DSCR loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Texas
    • Licensed since 2017 (per Florida records)
  15. 15

    James GreenNMLS 2621826

    CrossCountry Mortgage · Rockwall, TX

    • USDA loan
    • Asset-based qualifying
    • Bank statement loan
    • FHA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Rockwall, TX
  16. 16

    Justin MachakNMLS 33158

    CrossCountry Mortgage · Northville, MI · licensed in 5 states

    • USDA loan
    • FHA loan
    • VA loan
    • First-time buyer
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  17. 17

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • USDA loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  18. 18

    Rebecca MolnarNMLS 185523

    CrossCountry Mortgage · Sarasota, FL · licensed in 4 states

    • USDA loan
    • Non-QM loan
    • VA loan
    • FHA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  19. 19

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • USDA loan
    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  20. 20

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • USDA loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 22 years of experience (lender page, 2026-10-09)
  21. 21

    Ed Rowe IIINMLS 262647

    Loan Factory · Mortgage broker · Texas

    • USDA loan
    • Down payment assistance
    • FHA loan
    • HELOC
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Texas
    • States 7 years of experience (lender page, 2026-10-09)
  22. 22

    Jennifer MeyerNMLS 562072

    Ruoff Mortgage · Wabash, IN · licensed in 5 states

    • USDA loan
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 16 years of experience (lender page, 2026-10-09)
  23. 23

    James McMurreyNMLS 2302283

    CrossCountry Mortgage · Lacey, WA · licensed in 25 states

    • USDA loan
    • FHA loan
    • VA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  24. 24

    Tom SpanielNMLS 228693

    Success Mortgage Partners · Dallas, TX

    • USDA loan
    • Construction loan
    • Down payment assistance
    • FHA loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Dallas, TX
    • States 29 years of experience (lender page, 2026-10-09)
  25. 25

    Frank SanchezNMLS 2290099

    Barrett Financial Group · Mortgage broker · Katy, TX · licensed in 11 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • Non-QM loan
    • TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Katy, TX
    • Licensed since 2026 (per Florida records)

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a TX license is confirmed with the state regulator (check mark), TX is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.