Howard Litwak

Loan Originator at Cardinal Financial Company · Charlotte, NC

NMLS ID 1914414 (opens in a new tab) · verify at NMLS Consumer Access

Howard Litwak (NMLS 1914414) is Loan Originator at Cardinal Financial Company, based in Charlotte, NC. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Licensed since 2020 (per Colorado records). States 20 years of experience.

Last verified . Sources: Cardinal Financial Company (cardinalfinancial.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

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    Florida, Colorado, Pennsylvania

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO141682, since 2025), CO (opens in a new tab) (100515999, since 2020), PA (opens in a new tab) (117231), verified 2026-10-09.

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    Employment history

    1. Cardinal Financial Company NMLS 66247

      Current · Charlotte, NC · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Litwak has over 20 years of mortgage experience and focuses on helping borrowers understand their options with honest guidance and clear explanations of tradeoffs.

    Our summary of the lender page. Verified 2026-10-09.

    Sources

    Name and employerlender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
    Summarylender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
    Contactlender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Howard Litwak (NMLS 1914414), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/howard-litwak-1914414, last verified 2026-10-09.

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