Jaison Koshy
Mortgage Loan Officer at Loan Factory
NMLS ID 1415046 (opens in a new tab) · verify at NMLS Consumer Access
Jaison Koshy (NMLS 1415046) is Mortgage Loan Officer at Loan Factory. Lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction, USDA loan, DSCR loan, First-time buyer and VA loan. Licensed since 2021 (per Florida records). States 15 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 15 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- New constructionlender page
- USDA loanlender page
- DSCR loanlender page
- First-time buyerlender page
- VA loanlender page
- FHA loanlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: NJ, PA are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 15 years of mortgage industry experience, Jaison specializes in First-Time Homebuyers, FHA, VA, USDA, DSCR, and New Construction loans across NJ and PA.
Our summary of the lender page. Verified 2026-10-09.
- Role
- worked in nearly every role in the mortgage industry
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jaison Koshy (NMLS 1415046), Loan Factory. LenDb.ai, https://lendb.ai/lo/jaison-koshy-1415046, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.