Loan programs · New Jersey
FHA loan officers in New Jersey
As of 2026-10-09, LenDb lists 314 loan officers licensed in or based in New Jersey whose lender pages show FHA loan work. The top-ranked are Gregory Bodine (NFM Lending, Haddonfield), Elizabeth Tapia (JPMorgan Chase Bank (Chase Home Lending), Jersey City) and Nelson Jaramillo (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Gregory BodineNMLS 165946
NFM Lending · Haddonfield, NJ
- FHA loan
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Elizabeth TapiaNMLS 840045
JPMorgan Chase Bank (Chase Home Lending) · Jersey City, NJ · licensed in 2 states
- FHA loan
- Co-op
- Condo
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 20 years experience (stated on lender page, 2026-10-09)
- 3
Nelson JaramilloNMLS 138363
Loan Factory · New Jersey
- FHA loan
- Construction loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 20 years experience (stated on lender page, 2026-10-09)
- 4
Michael ColellaNMLS 1466855
Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states
- FHA loan
- Jumbo loan
- VA loan
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 9 years licensed
- 5
Aaron HartmanNMLS 1560201
NFM Lending · Haddonfield, NJ · licensed in 2 states
- FHA loan
- Down payment assistance
- First-time buyer
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 8 years experience (stated on lender page, 2026-10-09)
- 6
Kenneth JohnsonNMLS 204926
CrossCountry Mortgage · Doylestown, PA · licensed in 3 states
- FHA loan
- First-time buyer
- VA loan
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 19 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Austen WardNMLS 2145884
NFM Lending · Haddonfield, NJ · licensed in 3 states
- FHA loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 5 years experience (stated on lender page, 2026-10-09)
- 8
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 9
Brad ZerbeNMLS 161236
NFM Lending · Haddonfield, NJ · licensed in 7 states
- FHA loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 1 years licensed
- 10
Michael Alan WendorfNMLS 109568
Newrez · Columbia, MD · licensed in 8 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 11
Walter GormanNMLS 138370
CrossCountry Mortgage · Rutherford, NJ · licensed in 6 states
- FHA loan
- DSCR loan
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 0 years licensed
- 12
Ron GosewischNMLS 210533
NFM Lending · Haddonfield, NJ · licensed in 3 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- No disciplinary actions on file at LenDb
- 13
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- FHA loan
- First-time buyer
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 14
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 15
Jaime LaureanoNMLS 257075
Total Mortgage Services · Milford, CT · licensed in 6 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 16
Brian WoltmanNMLS 587190
Embrace Home Loans · Basking Ridge, NJ · licensed in 2 states
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 14 years licensed
- 17
Jerome DanielsNMLS 1616634
Loan Factory · New Jersey
- FHA loan
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- No disciplinary actions on file at LenDb
- 18
Dan KrausNMLS 40222
Churchill Mortgage · Brentwood, TN · licensed in 16 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 19
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- FHA loan
- Construction loan
- VA loan
- Co-op
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 20
Jaison KoshyNMLS 1415046
Loan Factory · licensed in 2 states
- FHA loan
- DSCR loan
- First-time buyer
- New construction
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 21
Scott EisgrauNMLS 139186
Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 22
Margherita PopolizioNMLS 404860
JPMorgan Chase Bank (Chase Home Lending) · West Caldwell, NJ
- FHA loan
- First-time buyer
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Salvador AguiaNMLS 420568
JPMorgan Chase Bank (Chase Home Lending) · Bergenfield, NJ
- FHA loan
- First-time buyer
- Jumbo loan
- Self-employed
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Diana FlynnNMLS 1934853
NFM Lending · Columbus, OH · licensed in 23 states
- FHA loan
- VA loan
- Down payment assistance
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 25
Todd McDermottNMLS 63690
Homestead Funding · Goshen, NY · licensed in 9 states
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NJ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.