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Loan programs · New Jersey

VA loan officers in New Jersey

As of 2026-10-09, LenDb lists 138 loan officers licensed in or based in New Jersey whose lender pages show VA loan work. The top-ranked are James McKenna (CrossCountry Mortgage, Union), Ryan George (CrossCountry Mortgage, Frederick) and Charles Naivar (CrossCountry Mortgage, Lansdale). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    James McKennaNMLS 234353

    CrossCountry Mortgage · Union, NJ · licensed in 4 states

    • VA loan
    • Jumbo loan
    • FHA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Office in Union, NJ
    • Licensed since 2021 (per Florida records)
    • States 36 years of experience (lender page, 2026-10-09)
  2. 2

    Ryan GeorgeNMLS 5692

    CrossCountry Mortgage · Frederick, MD · licensed in 21 states

    • VA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Charles NaivarNMLS 111399

    CrossCountry Mortgage · Lansdale, PA · licensed in 2 states

    • VA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Sheri BarberNMLS 243041

    Union Home Mortgage · Rehoboth Beach, DE · licensed in 2 states

    • VA loan
    • FHA loan
    • USDA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  5. 5

    Susan McGrathNMLS 366451

    CrossCountry Mortgage · Naples, FL · licensed in 5 states

    • VA loan
    • FHA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 40 years of experience (lender page, 2026-10-09)
  6. 6

    Bobby LuuNMLS 185192

    American Pacific Mortgage · Reston, VA · licensed in 8 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Kenneth JohnsonNMLS 204926

    CrossCountry Mortgage · Doylestown, PA · licensed in 3 states

    • VA loan
    • FHA loan
    • First-time buyer
    • HELOC
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • States 19 years of experience (lender page, 2026-10-09)
  8. 8

    Barry KovenNMLS 404510

    CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states

    • VA loan
    • Construction loan
    • FHA loan
    • Co-op
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 18 years of experience (lender page, 2026-10-09)
  9. 9

    Nathan FitzgeraldNMLS 369554

    CrossCountry Mortgage · Orlando, FL · licensed in 15 states

    • VA loan
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • HELOC
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  10. 10

    John AstrologoNMLS 441861

    CrossCountry Mortgage · White Plains, NY · licensed in 10 states

    • VA loan
    • Co-op
    • FHA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 16 years of experience (lender page, 2026-10-09)
  11. 11

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • VA loan
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  12. 12

    Britainy WilkersonNMLS 1137924

    Xpert Home Lending · Mortgage broker · licensed in 42 states

    • VA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  13. 13

    Scott EvansNMLS 256163

    CrossCountry Mortgage · San Diego, CA · licensed in 38 states

    • VA loan
    • Jumbo loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
  14. 14

    Michael Alan WendorfNMLS 109568

    Newrez · Columbia, MD · licensed in 9 states

    • VA loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Florida records)
  15. 15

    Rich DaesenerNMLS 524597

    CrossCountry Mortgage · Allentown, NJ · licensed in 2 states

    • VA loan
    • Self-employed
    • Jumbo loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Office in Allentown, NJ
    • States 19 years of experience (lender page, 2026-10-09)
  16. 16

    Jaime LaureanoNMLS 257075

    Total Mortgage Services · Milford, CT · licensed in 6 states

    • VA loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  17. 17

    Brad ZerbeNMLS 161236

    NFM Lending · Haddonfield, NJ · licensed in 7 states

    • VA loan
    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Office in Haddonfield, NJ
    • Licensed since 2025 (per Florida records)
  18. 18

    Walter GormanNMLS 138370

    CrossCountry Mortgage · Rutherford, NJ · licensed in 6 states

    • VA loan
    • DSCR loan
    • FHA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Office in Rutherford, NJ
    • Licensed since 2026 (per Florida records)
  19. 19

    Kevin GoinesNMLS 2233236

    CrossCountry Mortgage · Tinton Falls, NJ

    • VA loan
    • First-time buyer
    • Non-QM loan
    • Real estate investor
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Office in Tinton Falls, NJ
  20. 20

    Ken ReaganNMLS 231607

    CrossCountry Mortgage · Wenonah, NJ · licensed in 4 states

    • VA loan
    • Jumbo loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Office in Wenonah, NJ
    • Licensed since 2011 (per Florida records)
  21. 21

    Patton GadeNMLS 1243024

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states

    • VA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
  22. 22

    Jay BunteNMLS 1957808

    CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states

    • VA loan
    • Jumbo loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
  23. 23

    Michael DeutschNMLS 31182

    CrossCountry Mortgage · Melville, NY · licensed in 2 states

    • VA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • States 23 years of experience (lender page, 2026-10-09)
  24. 24

    Chris DevinNMLS 47305

    CrossCountry Mortgage · Norwell, MA · licensed in 21 states

    • VA loan
    • Jumbo loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  25. 25

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • VA loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)

Before you choose

Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.

  • How many VA loans have you closed in the last year?
  • Can you check my remaining entitlement and funding fee status?
  • How do you handle a low VA appraisal or the tidewater process?

More about VA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NJ license is confirmed with the state regulator (check mark), NJ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=va&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.