Loan programs · New Jersey

USDA loan officers in New Jersey

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in New Jersey whose lender pages show USDA loan work. The top-ranked are Sheri Barber (Union Home Mortgage, Rehoboth Beach), Brad Zerbe (NFM Lending, Haddonfield) and Coley Rau (CrossCountry Mortgage, Bryan). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Sheri BarberNMLS 243041

    Union Home Mortgage · Rehoboth Beach, DE · licensed in 2 states

    • USDA loan
    • FHA loan
    • VA loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  2. 2

    Brad ZerbeNMLS 161236

    NFM Lending · Haddonfield, NJ · licensed in 7 states

    • USDA loan
    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Haddonfield, NJ
    • Licensed since 2025 (per Florida records)
  3. 3

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • USDA loan
    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  4. 4

    Amy AltenburgNMLS 820600

    Southern Trust Mortgage · Annapolis, MD · licensed in 7 states

    • USDA loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  5. 5

    Jaison KoshyNMLS 1415046

    Loan Factory · Mortgage broker · licensed in 2 states

    • USDA loan
    • New construction
    • DSCR loan
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  6. 6

    George HarshNMLS 237004

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • USDA loan
    • Jumbo loan
    • VA loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Colorado records)
  7. 7

    Joe GonzalezNMLS 126036

    CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 6 states

    • USDA loan
    • Non-QM loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  8. 8

    Adam SlackNMLS 203603

    CrossCountry Mortgage · Wilmington, NC · licensed in 27 states

    • USDA loan
    • VA loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  9. 9

    Dominick AngottiNMLS 202583

    CrossCountry Mortgage · Tampa, FL · licensed in 4 states

    • USDA loan
    • Reverse mortgage
    • Down payment assistance
    • VA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  10. 10

    Tony PedullaNMLS 1168414

    CrossCountry Mortgage · Parsippany, NJ · licensed in 2 states

    • USDA loan
    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Parsippany, NJ

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NJ license is confirmed with the state regulator (check mark), NJ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.