Janene Towner Chernoff
Sales Manager at Guild Mortgage · Morgan Hill, CA
NMLS ID 287633 (opens in a new tab) · verify at NMLS Consumer Access
Janene Towner Chernoff (NMLS 287633) is Sales Manager at Guild Mortgage, based in Morgan Hill, CA. Lists Arizona, California and Nevada on the lender page (not yet checked with the state regulator). States 35 years of experience.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).
- 35 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: AZ, CA, NV are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Morgan Hill, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 35 years in the mortgage business, Janene brings extensive expertise in home loan financing for first-time buyers and refinances. Morgan Hill resident since 1988, serving the area with stellar service.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Accredited Mortgage Professional - Mortgage Bankers Association
- Source (opens in a new tab), verified 2026-10-09
- Community
- Active member of Rotary Club of Morgan Hill since 2010
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Janene Towner Chernoff (NMLS 287633), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/janene-towner-chernoff-287633, last verified 2026-10-09.
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