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Janeth Pannen, photo from Intercap Lending

Janeth Pannen

Sr. Loan Officer at Intercap Lending

NMLS ID 1502086 (opens in a new tab) · verify at NMLS Consumer Access

Janeth Pannen (NMLS 1502086) is Sr. Loan Officer at Intercap Lending. Lists Arizona, California, Illinois, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, ITIN borrower, Self-employed and Foreign national. Speaks Spanish.

Last verified . Sources: Intercap Lending (intercaplending.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: intercaplending.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Arizona, California, Illinois, Oregon, Washington

Lender-reported: AZ, CA, IL, OR, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at Intercap Lending (opens in a new tab)

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Employment history

  1. Intercap Lending NMLS 190465

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Bilingual Sr. Loan Officer specializing in residential lending for first-time buyers and experienced homeowners, including those self-employed or with complex income profiles.

Our summary of the lender page. Verified 2026-10-09.

Serves
Pacific Northwest and Arizona; licensed in AZ, CA, IL, OR, WA
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Languageslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Summarylender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Contactlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Photolender site · intercaplending.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Janeth Pannen (NMLS 1502086), Intercap Lending. LenDb.ai, https://lendb.ai/lo/janeth-pannen-1502086, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.