Javier Handal
Outside Loan Originator at CrossCountry Mortgage · Miami, FL
NMLS ID 368541 (opens in a new tab) · verify at NMLS Consumer Access
Javier Handal (NMLS 368541) is Outside Loan Originator at CrossCountry Mortgage, based in Miami, FL. Licensed in Florida (license LO26455, issued 2014). 12 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 12 years licensed
- 1 state
- Unclaimed profile
- No actions on file
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Confirmed with the state regulator: FL (opens in a new tab) (LO26455, since 2014), verified 2026-10-09.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Miami, FL · seen on lender site 2026-10-09
Disciplinary actions
None on record
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About
Javier brings over two decades of loan origination and leadership experience, including expertise in negotiating tactics, management, and banking. He is a former U.S. Air Force veteran who served in Operation Southern Watch, Desert Thunder, and Desert Fox.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Air Force Expeditionary Medal and Air Force Achievement Medal
- Source (opens in a new tab), verified 2026-10-09
- Community
- Actively involved in charity work and helping families in need
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Javier Handal (NMLS 368541), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/javier-handal-368541, last verified 2026-10-09.
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