Javier Meneses

VP / Senior Mortgage Lending Officer at Quontic Bank

NMLS ID 23130 (opens in a new tab) · verify at NMLS Consumer Access

Javier Meneses (NMLS 23130) is a mortgage loan officer at Quontic Bank. Javier's lender page shows a focus on FHA loan, first-time buyer and ITIN borrower, and Javier speaks English and Spanish.

Last verified . Sources: Quontic Bank (quontic.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Javier licensed?
Javier works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Javier do FHA loans?
Javier's profile lists FHA loan as a focus (from their lender profile page). It also lists first-time buyer and ITIN borrower.
Source: lender page (opens in a new tab)
What lender does Javier work for?
Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
What languages does Javier speak?
English and Spanish, per their lender page (verified 2026-10-16).
Source: lender page (opens in a new tab)
How much experience does Javier have?
Javier states 16 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

Where we saw these: quontic.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

Source: lender site (opens in a new tab), verified 2026-10-16

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Quontic Bank NMLS 403503

    Current · NYC, Long Island · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves
NYC, Long Island
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · quontic.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · quontic.com (opens in a new tab)verified 2026-10-26
Languageslender site · quontic.com (opens in a new tab)verified 2026-10-16
Contactlender site · quontic.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Javier Meneses (NMLS 23130), Quontic Bank. LenDb.ai, https://lendb.ai/lo/javier-meneses-23130, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.