Borrower situations

ITIN borrower

Borrowers who file taxes with an Individual Taxpayer Identification Number instead of a Social Security number.

Why it is hard

Agency loans require a Social Security number, so ITIN loans come from a limited set of portfolio and non-QM lenders.

What to ask a loan officer

Do you offer ITIN loans, and what down payment do they need?
How do you verify my income and credit history?
Can I refinance into a different loan later?

Also called

itin, itin loan, individual taxpayer identification number, no social security number, no ssn

Find a loan officer

Ranked loan officers by state and city are coming soon. Agents can query now: /api/v1/loan-officers?specialty=itin&state=FL or this specialty as JSON.