LenDb.ai
Jeff Nicholson, photo from Truist Bank

Jeff Nicholson

Mortgage Loan Officer at Truist Bank · Alpharetta, GA

NMLS ID 448048 (opens in a new tab) · verify at NMLS Consumer Access

Jeff Nicholson (NMLS 448048) is Mortgage Loan Officer at Truist Bank, based in Alpharetta, GA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan and Physician and medical professional. Licensed since 2020 (per Florida records).

Last verified . Sources: Truist Bank (truist.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: truist.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • English

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Earlier regulator records (not active): FL (expired).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

A quick automatic check keeps bots from harvesting contact details.

View profile at Truist Bank (opens in a new tab)

We never see who you contact.

Employment history

  1. Truist Bank NMLS 399803

    Current · Alpharetta, GA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jeff has over 30 years of mortgage industry experience and specializes in purchase and refinance loans, providing tailored guidance to help clients optimize their financial positions.

Our summary of the lender page. Verified 2026-10-09.

Education
Bachelor of Arts in History from Vanderbilt University (1989)
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · truist.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · truist.com (opens in a new tab)verified 2026-10-09
Languageslender site · truist.com (opens in a new tab)verified 2026-10-09
Summarylender site · truist.com (opens in a new tab)verified 2026-10-09
Contactlender site · truist.com (opens in a new tab)verified 2026-10-09
Photolender site · truist.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Jeff Nicholson (NMLS 448048), Truist Bank. LenDb.ai, https://lendb.ai/lo/jeff-nicholson-448048, last verified 2026-10-09.

Is this you?

Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.