Jennifer Roy
Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC
NMLS ID 560001 (opens in a new tab) · verify at NMLS Consumer Access
Jennifer Roy (NMLS 560001) is Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC. Licensed in Florida, confirmed with the state regulator (license LO150553). Also lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed and VA loan. Earliest state license record: August 25, 2026 (Florida), per state regulator. States 36 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 25, 2026 (Florida), per state regulator
- 36 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO150553, first effective 2026-08-25), verified 2026-10-15.
Lender-reported: IL is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jennifer Roy has over 36 years in mortgage lending and focuses on self-employed borrowers, veterans, and complex income situations in Florida and Illinois. Their background in underwriting and loan processing informs how they structure loans.
Our summary of the lender page. Verified 2026-10-15.
- Community
- Habitat for Humanity volunteer for more than 20 years
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jennifer Roy (NMLS 560001), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jennifer-roy-560001, last verified 2026-10-15.
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