Joel Kavanaugh
Mortgage Loan Officer at Truist Bank · Johnson City, TN
NMLS ID 1232763 (opens in a new tab) · verify at NMLS Consumer Access
Joel Kavanaugh (NMLS 1232763) is Mortgage Loan Officer at Truist Bank, based in Johnson City, TN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, VA loan and Physician and medical professional. Licensed since 2014 (per Florida records).
Last verified . Sources: Truist Bank (truist.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2014 (per Florida records)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: truist.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Earlier regulator records (not active): FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Truist Bank NMLS 399803
Current · Johnson City, TN · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joel prioritizes transparent and efficient loan application processes, explaining complex loan concepts and terms in clear language so clients feel confident about their financial commitments.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joel Kavanaugh (NMLS 1232763), Truist Bank. LenDb.ai, https://lendb.ai/lo/joel-kavanaugh-1232763, last verified 2026-10-09.
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