Joel Razo
Mortgage Loan Officer at Liberty Home Mortgage Corporation
NMLS ID 2172682 (opens in a new tab) · verify at NMLS Consumer Access
Joel Razo (NMLS 2172682) is Mortgage Loan Officer at Liberty Home Mortgage Corporation. Licensed in Texas, confirmed with the state regulator. Speaks English and Spanish. Earliest state license record: June 15, 2022 (Florida), per state regulator.
Last verified . Sources: Liberty Home Mortgage Corporation (libertyhomemortgage.org), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 15, 2022 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Earlier regulator records (not active): FL (expired).
Contact
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Employment history
Liberty Home Mortgage Corporation NMLS 1114762
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joel Razo is a Mortgage Loan Officer who is fluent in English and Spanish. Their profile lists GA, MS, OH, WV, KY and TX as states served.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · libertyhomemortgage.org (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Languages | state regulator · libertyhomemortgage.org (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · libertyhomemortgage.org (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · libertyhomemortgage.org (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · libertyhomemortgage.org (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joel Razo (NMLS 2172682), Liberty Home Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/joel-razo-bermudez-2172682, last verified 2026-10-15.
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