Tim Hand
Loan Officer at First Home Mortgage · Dunkirk, MD
NMLS ID 2399625 (opens in a new tab) · verify at NMLS Consumer Access
Tim Hand (NMLS 2399625) is Loan Officer at First Home Mortgage, based in Dunkirk, MD. Licensed in Florida, confirmed with the state regulator (license LO116173). Also lists District of Columbia, Maryland, North Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2022 (per Florida records). States 5 years of experience.
Last verified . Sources: First Home Mortgage (firsthome.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 5 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: firsthome.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, District of Columbia, Maryland, North Carolina, Virginia, West Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO116173, since 2022), verified 2026-10-09.
Lender-reported: DC, MD, NC, VA, WV are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
First Home Mortgage NMLS 71603
Current · Dunkirk, MD · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tim has over 5 years of mortgage industry experience and specializes in first-time homebuyers, move-up buyers, and refinancing. Born and raised in Southern Maryland, he's known for high communication, personalized service, and commitment to simplifying the mortgage process.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Student athlete at St. Mary's College of Maryland
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · firsthome.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · firsthome.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · firsthome.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · firsthome.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · firsthome.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · firsthome.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tim Hand (NMLS 2399625), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/john-hand-2399625, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.