John Higdon

Branch Manager at Guild Mortgage · Waterloo, IA

NMLS ID 929683 (opens in a new tab) · verify at NMLS Consumer Access

John Higdon (NMLS 929683) is Branch Manager at Guild Mortgage, based in Waterloo, IA. Licensed in Florida, confirmed with the state regulator (license LO64821). Also lists Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer and Renovation loan (203k / HomeStyle). Licensed since 2019 (per Florida records). States 14 years of experience.

Last verified 2026-10-09. Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Licensed since 2019 (per Florida records)
14 years experience (stated)
8 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Where we saw these: branches.guildmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska, Wisconsin

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO64821, since 2019), verified 2026-10-09.

Lender-reported: GA, IA, IL, KS, MO, NE, WI are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Guild Mortgage NMLS 3274
Current · Waterloo, IA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Branch Manager with 14 years mortgage industry experience. Specializes in first-time buyer programs, renovation loans, VA, USDA, FHA, and down payment assistance programs.

Our summary of the lender page. Verified 2026-10-09.

Role: Part of River's Edge Mortgage Team; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · branches.guildmortgage.com (opens in a new tab)	verified 2026-10-09
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · branches.guildmortgage.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · branches.guildmortgage.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · branches.guildmortgage.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · branches.guildmortgage.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · branches.guildmortgage.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: John Higdon (NMLS 929683), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/john-higdon-929683, last verified 2026-10-09.

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