Joe Garon
Sales Manager/Loan Officer at Embrace Home Loans · Fairfax, VA
NMLS ID 2140825 (opens in a new tab) · verify at NMLS Consumer Access
Joe Garon (NMLS 2140825) is Sales Manager/Loan Officer at Embrace Home Loans, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO105556). Also lists District of Columbia, Delaware, Maryland, North Carolina, Pennsylvania, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, District of Columbia, Delaware, Maryland, North Carolina, Pennsylvania, Virginia, West Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO105556, since 2022), verified 2026-10-09.
Lender-reported: DC, DE, MD, NC, PA, VA, WV are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Fairfax, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joe Garon views mortgages as part of long-term financial health and specializes in customized solutions for first-time homebuyers, military families seeking VA loans, investors, and clients denied elsewhere. He holds a BBA from James Madison University and an MBA from Georgetown University with a certificate in consumer analytics and real estate concentration.
Our summary of the lender page. Verified 2026-10-09.
- Education
- MBA from Georgetown University with certificate in consumer analytics and concentration in real estate
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Fairfax, Virginia; currently resides in Reston
- Source (opens in a new tab), verified 2026-10-09
- Community
- Supports local Homeless Animal Shelter Team (HART)
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joe Garon (NMLS 2140825), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/joseph-garon-2140825, last verified 2026-10-09.
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