Joe Liuzzi, photo from Trident Home Loans

Joe Liuzzi

Mortgage Loan Originator at Trident Home Loans · Pensacola, FL

NMLS ID 2517713 (opens in a new tab) · verify at NMLS Consumer Access

Based in Pensacola, Florida, Joe Liuzzi (NMLS 2517713) is a Mortgage Loan Originator at Trident Home Loans, licensed in Florida since 2026 and in California.

Last verified . Sources: Trident Home Loans (tridenthomeloans.com), Florida state regulator, California state regulator and NMLS Consumer Access (license status, check live). Licensed as Joseph Liuzzi (California and Florida regulators).

Quick answers

Is Joe licensed in Florida?
Yes. Florida regulator records list license LO144384 as active, first effective January 22, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Joe.
Source: Florida state regulator (opens in a new tab)
What lender does Joe work for?
Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Joe been licensed?
The earliest state license record LenDb holds for Joe is from January 22, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    Condo, Construction loan, FHA loan, Real estate investor, Jumbo loan, Low credit score, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Trident Home Loans offers (verified 2026-10-15). Lender-level: not confirmed as Joe's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Arizona, California

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144384, first effective 2026-01-22), CA DFPI (opens in a new tab) (CA-DFPI2517713, first effective 2026-01-26), verified 2026-10-15.

    Lender-reported: AZ is listed on the lender page, not yet checked with the state regulator.

    Contact

    A quick automatic check keeps bots from harvesting contact details.

    Visit Joe's page (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Trident Home Loans NMLS 65716

      Current · Pensacola, FL · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    Licensed stateslender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Lender programslender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Contactlender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Photolender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joe Liuzzi (NMLS 2517713), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/joseph-liuzzi-2517713, last verified 2026-10-24.

    Is this you?

    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.