Mike Semo
Mortgage Loan Originator at Trident Home Loans · Pensacola, FL
NMLS ID 2101766 (opens in a new tab) · verify at NMLS Consumer Access
Mike Semo, NMLS 2101766, works as a Mortgage Loan Originator at Trident Home Loans in Pensacola, Florida and is licensed in Pennsylvania. Mike's lender page shows a focus on VA loan, refinance and real estate investor.
Last verified . Sources: Trident Home Loans (tridenthomeloans.com), Pennsylvania state regulator and NMLS Consumer Access (license status, check live). Licensed as Michael Semo (Pennsylvania regulator).
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Mike licensed in Pennsylvania?
- Yes. Pennsylvania regulator records list license 81640 as active (verified 2026-10-16). LenDb has 2 other states on file for Mike.
- Source: Pennsylvania state regulator (opens in a new tab)
- Does Mike do VA loans?
- Mike's profile lists VA loan as a focus (from their lender profile page). It also lists refinance and real estate investor.
- Source: lender page (opens in a new tab)
- What lender does Mike work for?
- Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
Specialties
Focus
- Focus: VA loan(from their lender profile page)
- Focus: Refinance(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
Where we saw these: tridenthomeloans.com (opens in a new tab)
Their lender offers
Condo, Construction loan, FHA loan, Jumbo loan, Low credit score, Renovation loan (203k / HomeStyle), USDA loan and Vacation home. Programs Trident Home Loans offers (verified 2026-10-15). Lender-level: not confirmed as Mike's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Pennsylvania, Georgia, Virginia
✓ Confirmed with the state regulator: PA (opens in a new tab) (81640), verified 2026-10-16.
Lender-reported: GA, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Trident Home Loans NMLS 65716
Current · Pensacola, FL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Master of Business Administration (focus on Finance)
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-16 |
| Licensed states | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Mike Semo (NMLS 2101766), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/mike-semo-2101766, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.