Michael Aguado
Mortgage Loan Originator at Trident Home Loans · Pensacola, FL
NMLS ID 1230742 (opens in a new tab) · verify at NMLS Consumer Access
Based in Pensacola, Florida, Michael Aguado (NMLS 1230742) is a Mortgage Loan Originator at Trident Home Loans, licensed in Florida since 2025. Michael's focus, from their own profile, includes VA loan.
Last verified . Sources: Trident Home Loans (tridenthomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: October 15, 2025 (Florida), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michael licensed in Florida?
- Yes. Florida regulator records list license LO142052 as active, first effective October 15, 2025 (verified 2026-10-15).
- Source: Florida state regulator (opens in a new tab)
- Does Michael do VA loans?
- Michael's profile lists VA loan as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Michael work for?
- Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Michael been licensed?
- The earliest state license record LenDb holds for Michael is from October 15, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: tridenthomeloans.com (opens in a new tab)
Their lender offers
Condo, Construction loan, FHA loan, Real estate investor, Jumbo loan, Low credit score, Renovation loan (203k / HomeStyle), USDA loan and Vacation home. Programs Trident Home Loans offers (verified 2026-10-15). Lender-level: not confirmed as Michael's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO142052, first effective 2025-10-15), verified 2026-10-15.
Contact
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Employment history
Trident Home Loans NMLS 65716
Current · Pensacola, FL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael has a strong background in VA home loans and is a U.S. Navy corpsman veteran who was honored as Junior Sailor of the Year.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · tridenthomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michael Aguado (NMLS 1230742), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/michael-aguado-1230742, last verified 2026-10-15.
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