Joseph Pernice
Senior Loan Officer at CrossCountry Mortgage · Hauppauge, NY
NMLS ID 2804733 (opens in a new tab) · verify at NMLS Consumer Access
Joseph Pernice (NMLS 2804733) is Senior Loan Officer at CrossCountry Mortgage, based in Hauppauge, NY. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: April 6, 2026 (Florida), per state regulator. States 25 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 6, 2026 (Florida), per state regulator
- 25 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, New Jersey, New York, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146536, first effective 2026-04-06), PA (opens in a new tab) (123174), verified 2026-10-09.
Lender-reported: NJ, NY are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Hauppauge, NY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joseph brings 25+ years of sales experience to mortgage lending, focusing on helping clients navigate purchase and refinance options. A father of three, he treats each deal personally and emphasizes making home financing straightforward.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joseph Pernice (NMLS 2804733), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-pernice-2804733, last verified 2026-10-09.
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