Joe Spears
Loan Originator at Barrett Financial Group · Chandler, AZ
NMLS ID 30422 (opens in a new tab) · verify at NMLS Consumer Access
Joe Spears (NMLS 30422) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Licensed in 49 states: Florida, Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut and 41 more. 5 years licensed.
Last verified . Sources: Barrett Financial Group (barrettfinancial.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 5 years licensed
- 49 states
- Unclaimed profile
- No actions on file
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
Confirmed with the state regulator: FL (opens in a new tab) (LO81541, since 2021), verified 2026-10-09.
Others as listed on the lender page (AK, AL, AR, AZ, CA, CO, CT, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY), not yet checked against state regulators.
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Employment history
Barrett Financial Group NMLS 181106
Current · Chandler, AZ · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Joe Spears is a mortgage broker with over 14 years of experience focusing on client needs and financial education. He has led hundreds of families through Dave Ramsey's Financial Peace University and serves Arizona and California.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Arizona and California, East and West Valley of Arizona
- Source (opens in a new tab), verified 2026-10-09
- Community
- Dave Ramsey's Financial Peace University facilitator
- Source (opens in a new tab), verified 2026-10-09
Reviews
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LenDb reviews
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Sources
| Name and employer | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joe Spears (NMLS 30422), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/joseph-spears-30422, last verified 2026-10-09.
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