Josh Mick
Divisional, EVP at Lower · Bonita Springs, FL
NMLS ID 397687 (opens in a new tab) · verify at NMLS Consumer Access
Josh Mick (NMLS 397687) is Divisional, EVP at Lower, based in Bonita Springs, FL. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Texas. Also lists Arizona, Georgia, Illinois, Maine, Michigan, North Carolina, New Hampshire, Virginia and 1 more on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: May 13, 2014 (Florida), per state regulator.
Last verified . Sources: Lower (lower.com), Florida state regulator, Colorado state regulator, Texas state regulator, the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 13, 2014 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 12 states
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Josh's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Colorado, Arizona, Georgia, Illinois, Maine, Michigan, North Carolina, New Hampshire, Texas, Virginia, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO24881, first effective 2014-05-13), CO (opens in a new tab) (100514334, first effective 2019-05-24), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: AZ, GA, IL, ME, MI, NC, NH, VA, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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- Profile (opens in a new tab)
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Employment history
Lower NMLS 1124061
Current · Bonita Springs, FL · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Josh has a short recorded video intro on Lower's site.
Watch on Lower's site (opens in a new tab)
The recording is hosted and published by Lower. We don't copy or transcribe it. Verified 2026-10-10.
About
Josh frames mortgage work as a people-first business, drawing on years as a financial professional. They previously served as a Senior Loan Officer on a top-producing team and focus on honest, timely communication.
Our summary of the lender page. Verified 2026-10-10.
- Role
- former Senior Loan Officer on a top-producing team
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Video intro | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Josh Mick (NMLS 397687), Lower. LenDb.ai, https://lendb.ai/lo/joshua-mick-397687, last verified 2026-10-15.
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