Joyce Y Lee
Mortgage Loan Officer at Loan Factory
NMLS ID 1373760 (opens in a new tab) · verify at NMLS Consumer Access
Joyce Y Lee (NMLS 1373760) is Mortgage Loan Officer at Loan Factory. Licensed in 5 states: Florida, Arizona, California, Louisiana and Texas. Focus areas shown on the lender page: Real estate investor, Reverse mortgage, Construction loan and 2 to 4 unit property. Speaks English and Chinese. 3 years licensed.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 3 years licensed
- 5 states
- Unclaimed profile
- No actions on file
Specialties
- Real estate investorlender page
- Reverse mortgagelender page
- Construction loanlender page
- 2 to 4 unit propertylender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Chinese
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, Arizona, California, Louisiana, Texas
Confirmed with the state regulator: FL (opens in a new tab) (LO122209, since 2023), verified 2026-10-09.
Others as listed on the lender page (AZ, CA, LA, TX), not yet checked against state regulators.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Joyce has originated loans for over 10 years, serving residential buyers, real estate investors, home flippers, and seniors. They specialize in reverse mortgages, fix-and-flip loans, bridge funding, and commercial multi-unit properties.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Real estate buyers, investors, home flippers, seniors
- Source (opens in a new tab), verified 2026-10-09
Reviews
Reviews on other sites
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LenDb reviews
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Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joyce Y Lee (NMLS 1373760), Loan Factory. LenDb.ai, https://lendb.ai/lo/joyce-lee-1373760, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.