Julie Yarbrough
Founding Partner at Empire Home Loans · Fair Oaks, CA
NMLS ID 288648 (opens in a new tab) · verify at NMLS Consumer Access
Julie Yarbrough (NMLS 288648) is Founding Partner at Empire Home Loans, based in Fair Oaks, CA. Lists California on the lender page (not yet checked with the state regulator).
Last verified . Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Julie is a mortgage industry veteran starting in 1989 with 35+ years of experience spanning loan origination, banking, and operations management. She co-founded Empire Home Loans focusing on people development and female empowerment in the industry.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Co-founder and Founding Partner of Empire Home Loans, Inc.
- Source (opens in a new tab), verified 2026-10-09
- Role
- President of mortgage division at Five Star Bank
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Graduate of National Speakers Association (NSA) leadership courses
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Graduate with distinction from Future Leaders, CMBA (Pepperdine University)
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- PR Chairperson of Sacramento CAMP Board for 7 years
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Julie Yarbrough (NMLS 288648), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/julie-yarbrough-288648, last verified 2026-10-09.
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