Karen Hunter
Loan Officer at First Citizens Bank · Charlotte, NC
NMLS ID 245419 (opens in a new tab) · verify at NMLS Consumer Access
Karen Hunter (NMLS 245419) is Loan Officer at First Citizens Bank, based in Charlotte, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Down payment assistance, Renovation loan (203k / HomeStyle), Construction loan and FHA loan. States 30 years of experience.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- USDA loanlender page
- Down payment assistancelender page
- Renovation loan (203k / HomeStyle)lender page
- Construction loanlender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Physician and medical professionallender page
- Self-employedlender page
- VA loanlender page
- Vacation homelender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Charlotte, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Karen has 30+ years in mortgage banking. Born and raised in Northern Ohio and living in North Carolina for 20 years, she has helped hundreds of clients with purchases, refinances, and construction loans.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Marketing degree from The Ohio State University
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Karen Hunter (NMLS 245419), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/karen-hunter-245419, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.