Karissa Richardson
SVP of Sales Performance, Mortgage Lending at Guaranteed Rate Affinity, LLC · Chicago, IL
NMLS ID 2561251 (opens in a new tab) · verify at NMLS Consumer Access
Karissa Richardson (NMLS 2561251) is SVP of Sales Performance, Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Chicago, IL. Licensed in Florida, confirmed with the state regulator (license LO134304). Focus areas shown on the lender page: Jumbo loan and Reverse mortgage. Earliest state license record: January 3, 2025 (Florida), per state regulator.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 3, 2025 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Jumbo loan(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO134304, first effective 2025-01-03), verified 2026-10-15.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Chicago, IL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Karissa is a Florida-licensed loan originator serving Tampa Bay and nearby areas, with a focus on jumbo, portfolio and reverse mortgage lending. They also hold a senior leadership role at Guaranteed Rate Affinity.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Karissa Richardson (NMLS 2561251), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/karissa-richardson-2561251, last verified 2026-10-15.
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