Matt Kennedy
VP of Mortgage Lending, Team Lead at Guaranteed Rate Affinity, LLC · Chicago, IL
NMLS ID 218030 (opens in a new tab) · verify at NMLS Consumer Access
Matt Kennedy (NMLS 218030) is VP of Mortgage Lending, Team Lead at Guaranteed Rate Affinity, LLC, based in Chicago, IL. Licensed in Florida, confirmed with the state regulator (license LO147943). Also lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Real estate investor and VA loan. Earliest state license record: May 20, 2026 (Florida), per state regulator. States 16 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 20, 2026 (Florida), per state regulator
- 16 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Self-employed(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO147943, first effective 2026-05-20), verified 2026-10-15.
Lender-reported: IL is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Chicago, IL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Matt has 16 years in the business, helping buyers across Illinois from Chicago's North Shore suburbs to the Wisconsin border. Focus areas include first-time buyers, investors, veterans and business owners.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Glenview, Northbrook, Skokie, Evanston, Wilmette, Winnetka, Chicago, up to the Wisconsin border
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- multiple qualifications for President's Club at Guaranteed Rate Affinity
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Matt Kennedy (NMLS 218030), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/matthew-kennedy-218030, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.