Milton Phillips
Reverse Mortgage Specialist at Guaranteed Rate Affinity, LLC · Chicago, IL
NMLS ID 1040854 (opens in a new tab) · verify at NMLS Consumer Access
Milton Phillips (NMLS 1040854) is Reverse Mortgage Specialist at Guaranteed Rate Affinity, LLC, based in Chicago, IL. Licensed in 2 states confirmed with state regulators: Florida and Connecticut. Focus areas shown on the lender page: Reverse mortgage. Earliest state license record: August 23, 2023 (Florida), per state regulator.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, New York state regulator, Connecticut state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 23, 2023 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO122521, first effective 2023-08-23), CT (opens in a new tab) (LO-1040854), verified 2026-10-15.
Earlier regulator records (not active): NY (expired).
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Chicago, IL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · portal.ct.gov (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Milton Phillips (NMLS 1040854), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/milton-phillips-1040854, last verified 2026-10-15.
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