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Loan programs · North Dakota

VA loan officers in North Dakota

As of 2026-10-09, LenDb lists 33 loan officers licensed in or based in North Dakota whose lender pages show VA loan work. The top-ranked are Jay Bunte (CrossCountry Mortgage, Fort Worth), Habib Sadaka (CrossCountry Mortgage, Mankato) and Kristina Hayes (Churchill Mortgage, Irvine). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Jay BunteNMLS 1957808

    CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Habib SadakaNMLS 339526

    CrossCountry Mortgage · Mankato, MN · licensed in 9 states

    • VA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kristina HayesNMLS 1057175

    Churchill Mortgage · Irvine, CA · licensed in 24 states

    • VA loan
    • FHA loan
    • Non-QM loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Patton GadeNMLS 1243024

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states

    • VA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • VA loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 22 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Will RobertsNMLS 2539676

    CrossCountry Mortgage · Melville, NY · licensed in 40 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Domonique GrayNMLS 900558

    Churchill Mortgage · Brentwood, TN · licensed in 31 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Gavin EkstromNMLS 220170

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 34 states

    • VA loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • VA loan
    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Jason CotaNMLS 232220

    CrossCountry Mortgage · Winter Park, FL · licensed in 13 states

    • VA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Andy RiemenschneiderNMLS 409653

    CrossCountry Mortgage · Stillwater, MN · licensed in 7 states

    • VA loan
    • Construction loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Kim WoodworthNMLS 474485

    Guild Mortgage · Casper, WY · licensed in 4 states

    • VA loan
    • Down payment assistance
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Don WilliamsNMLS 1031805

    CrossCountry Mortgage · Cleveland, OH · licensed in 11 states

    • VA loan
    • Down payment assistance
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Steve CurringtonNMLS 203687

    CrossCountry Mortgage · Tulsa, OK · licensed in 24 states

    • VA loan
    • Non-QM loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Joseph CostanzoNMLS 1408507

    CrossCountry Mortgage · Cleveland, OH · licensed in 21 states

    • VA loan
    • FHA loan
    • HELOC
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • VA loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Kyle JohnsonNMLS 1092898

    CrossCountry Mortgage · Lacey, WA · licensed in 40 states

    • VA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Aaron ReznechekNMLS 400959

    CrossCountry Mortgage · Bloomington, MN · licensed in 8 states

    • VA loan
    • USDA loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Arthur BuhrerNMLS 114080

    CrossCountry Mortgage · Sequim, WA · licensed in 14 states

    • VA loan
    • Down payment assistance
    • Real estate investor
    • Reverse mortgage
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Britainy WilkersonNMLS 1137924

    Xpert Home Lending · Mortgage broker · licensed in 42 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Derrick PolderNMLS 207630

    CrossCountry Mortgage · Tucson, AZ · licensed in 28 states

    • VA loan
    • Jumbo loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Nick WeeksNMLS 415107

    CrossCountry Mortgage · Overland Park, KS · licensed in 47 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Andria EamesNMLS 489002

    CrossCountry Mortgage · Billings, MT · licensed in 2 states

    • VA loan
    • FHA loan
    • HELOC
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in ND (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.

  • How many VA loans have you closed in the last year?
  • Can you check my remaining entitlement and funding fee status?
  • How do you handle a low VA appraisal or the tidewater process?

More about VA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in ND or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=va&state=ND. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.