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Loan programs · North Dakota

Down payment assistance loan officers in North Dakota

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in North Dakota whose lender pages show Down payment assistance work. The top-ranked are Arthur Buhrer (CrossCountry Mortgage, Sequim), Coley Rau (CrossCountry Mortgage, Bryan) and Andre Yarina (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Arthur BuhrerNMLS 114080

    CrossCountry Mortgage · Sequim, WA · licensed in 14 states

    • Down payment assistance
    • Real estate investor
    • Reverse mortgage
    • VA loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • USDA loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  3. 3

    Andre YarinaNMLS 1408534

    CrossCountry Mortgage · Cleveland, OH · licensed in 35 states

    • Down payment assistance
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  4. 4

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Down payment assistance
    • Condo
    • FHA loan
    • Jumbo loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  5. 5

    Don WilliamsNMLS 1031805

    CrossCountry Mortgage · Cleveland, OH · licensed in 11 states

    • Down payment assistance
    • VA loan
    • FHA loan
    • ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ND license is confirmed with the state regulator (check mark), ND is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=ND. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.