Kelli Strott
Loan Officer at Lower · Greenwood Village, CO
NMLS ID 279213 (opens in a new tab) · verify at NMLS Consumer Access
Kelli Strott (NMLS 279213) is Loan Officer at Lower, based in Greenwood Village, CO. Lists Colorado on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus).
Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Kelli's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Greenwood Village, CO · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kelli has worked in mortgage banking since 1998, starting as a closer and processor before becoming a loan originator. They serve buyers and homeowners across Colorado.
Our summary of the lender page. Verified 2026-10-10.
- Role
- Former closer, processor and loan officer assistant
- Source (opens in a new tab), verified 2026-10-10
- Credentials
- 5280 Magazine Five Star Mortgage Professional (multiple years)
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kelli Strott (NMLS 279213), Lower. LenDb.ai, https://lendb.ai/lo/kelli-strott-279213, last verified 2026-10-10.
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