Kimberly Martinez-Bartholow
Loan Officer at Xpert Home Lending
NMLS ID 2058416 (opens in a new tab) · verify at NMLS Consumer Access
Kimberly Martinez-Bartholow (NMLS 2058416) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO122368). Also lists Arizona, California, Nevada, Oregon, Utah and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2023 (per Florida records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Nevada, Oregon, Utah, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO122368, since 2023), verified 2026-10-09.
Lender-reported: AZ, CA, NV, OR, UT, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kimberly Martinez-Bartholow is a dedicated mortgage loan officer experienced in a wide variety of loan programs, especially passionate about helping first-time homebuyers confidently navigate homeownership across 7 states.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kimberly Martinez-Bartholow (NMLS 2058416), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/kimberly-martinez-bartholow-2058416, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.