Kris O'Reilly
Mortgage Loan Consultant at TowneBank Mortgage · Suffolk, VA
NMLS ID 368436 (opens in a new tab) · verify at NMLS Consumer Access
Kris O'Reilly (NMLS 368436) is Mortgage Loan Consultant at TowneBank Mortgage, based in Suffolk, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer.
Last verified . Sources: TowneBank Mortgage (townebankmortgage.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: townebankmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
TowneBank Mortgage NMLS 512138
Current · Suffolk, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kris specializes in home financing solutions including conventional, FHA, VA, and USDA loans, as well as refinancing and low-down payment options. She is passionate about helping first-time homebuyers, growing families, and homeowners achieve their goals.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Suffolk, Smithfield, and the Peninsula including Hampton and Newport News, VA
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kris O'Reilly (NMLS 368436), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/kris-o-reilly-368436, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.