Kristen Clarke
Sales Manager at Lower · Cherry Hill, NJ
NMLS ID 241186 (opens in a new tab) · verify at NMLS Consumer Access
Kristen Clarke (NMLS 241186) is Sales Manager at Lower, based in Cherry Hill, NJ. Licensed in Florida, confirmed with the state regulator (license LO44658). Also lists Colorado, Delaware, New Jersey, Pennsylvania and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records).
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2017 (per Florida records)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Delaware, New Jersey, Pennsylvania, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO44658, since 2017), verified 2026-10-09.
Lender-reported: CO, DE, NJ, PA, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Cherry Hill, NJ · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kristen Clarke has worked in the mortgage industry since February 1999 and supports loan officers, partners and clients as a Sales Manager.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kristen Clarke (NMLS 241186), Lower. LenDb.ai, https://lendb.ai/lo/kristen-clarke-241186, last verified 2026-10-10.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.