Kristen Smith

Originating Branch Manager at CrossCountry Mortgage · Flagstaff, AZ

NMLS ID 1993938 (opens in a new tab) · verify at NMLS Consumer Access

Kristen Smith (NMLS 1993938) is Originating Branch Manager at CrossCountry Mortgage, based in Flagstaff, AZ. Lists Arizona, Colorado and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer.

Last verified 2026-10-09. Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

Arizona, Colorado, Texas

Lender-reported: AZ, CO, TX are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

CrossCountry Mortgage NMLS 3029
Current · Flagstaff, AZ · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kristen is a Flagstaff native who transitioned from healthcare in 2020 to help individuals and families achieve homeownership, serving first-time buyers, second-home purchasers, and investors.

Our summary of the lender page. Verified 2026-10-09.

Experience: since 2020; Source (opens in a new tab), verified 2026-10-09
Serves: Flagstaff, Arizona; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Kristen Smith (NMLS 1993938), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kristen-smith-1993938, last verified 2026-10-09.

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