Kristi Culbertson
Loan Officer at CrossCountry Mortgage · Chesapeake, VA
NMLS ID 819792 (opens in a new tab) · verify at NMLS Consumer Access
Kristi Culbertson (NMLS 819792) is Loan Officer at CrossCountry Mortgage, based in Chesapeake, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, VA loan and First-time buyer. States 12 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 12 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: NC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Chesapeake, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kristi has over 12 years as a loan officer guiding hundreds of families toward homeownership. She specializes in personalized mortgage solutions including conventional and jumbo loans, and advises clients on building personal wealth.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kristi Culbertson (NMLS 819792), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kristi-culbertson-819792, last verified 2026-10-09.
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