Borrower situations · Colorado
Loan officers for first-time buyers in Colorado
As of 2026-10-10, LenDb lists 104 loan officers licensed in or based in Colorado whose lender pages show First-time buyer work. The top-ranked are Dan Conner (Guild Mortgage, Greenwood Village), Stacy Fridal (Guild Mortgage, Fort Collins) and Rebecca B. Hansen (Guild Mortgage, Centennial). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dan ConnerNMLS 275929
Guild Mortgage · Greenwood Village, CO · licensed in 4 states
- First-time buyer
- Real estate investor
- Reverse mortgage
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100018919), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Greenwood Village, CO
- Earliest state license record: September 14, 2007 (Colorado), per state regulator
- States 30 years of experience (lender page, 2026-10-09)
- 2
Stacy FridalNMLS 289577
Guild Mortgage · Fort Collins, CO · licensed in 4 states
- First-time buyer
- Reverse mortgage
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100026414), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Fort Collins, CO
- Earliest state license record: October 6, 2008 (Colorado), per state regulator
- States 30 years of experience (lender page, 2026-10-09)
- 3
Rebecca B. HansenNMLS 319830
Guild Mortgage · Centennial, CO
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100017951), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Centennial, CO
- Earliest state license record: August 13, 2007 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 4
Jay GarvensNMLS 368259
Churchill Mortgage · Colorado Springs, CO · licensed in 11 states
- First-time buyer
- FHA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100012861), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Colorado Springs, CO
- Earliest state license record: January 25, 2007 (Colorado), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 5
Aubrey PoulsonNMLS 631654
Guild Mortgage · Grand Junction, CO
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100036363), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Grand Junction, CO
- Earliest state license record: July 14, 2011 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 6
Troy BaldwinNMLS 2152192
Guild Mortgage · Fort Collins, CO · licensed in 3 states
- First-time buyer
- Reverse mortgage
- Down payment assistance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100525094), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Fort Collins, CO
- Earliest state license record: June 15, 2021 (Colorado), per state regulator
- States 30 years of experience (lender page, 2026-10-09)
- 7
John HarfertNMLS 300911
Loan Factory · Mortgage broker · Colorado
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100009706), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Colorado
- Earliest state license record: December 7, 2006 (Colorado), per state regulator
- States 24 years of experience (lender page, 2026-10-09)
- 8
Torrie BarrNMLS 401213
Guild Mortgage · Fort Collins, CO
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100034846), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Fort Collins, CO
- Earliest state license record: March 7, 2011 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 9
Cheri WestNMLS 501323
Guild Mortgage · Centennial, CO · licensed in 6 states
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100036512), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Centennial, CO
- Earliest state license record: July 29, 2011 (Colorado), per state regulator
- 10
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- First-time buyer
- Real estate investor
- VA loan
- FHA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100520171), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: November 9, 2020 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 11
Josh PenlandNMLS 216357
Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states
- First-time buyer
- Jumbo loan
- Real estate investor
- Self-employed
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100535023), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: October 17, 2022 (Colorado), per state regulator
- States 23 years of experience (lender page, 2026-10-09)
- 12
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100538511), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: April 13, 2023 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 13
Scott ShafmanNMLS 243704
Guild Mortgage · Chesterfield, MO · licensed in 5 states
- First-time buyer
- Real estate investor
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100541120), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: October 27, 2021 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 14
Daniel Patrick NacaratoNMLS 247584
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 5 states
- First-time buyer
- Real estate investor
- VA loan
- Vacation home
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100526378), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: August 10, 2021 (Colorado), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 15
Stephanie O'FarrellNMLS 95809
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 2 states
- First-time buyer
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514851), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: August 25, 2011 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 16
Kim ShueyNMLS 410338
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 2 states
- First-time buyer
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100512824), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: September 17, 2018 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 17
Lisa CummingsNMLS 199679
Fairway Independent Mortgage Corporation · Albuquerque, NM · licensed in 3 states
- First-time buyer
- New construction
- Self-employed
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100016844), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: June 23, 2007 (Colorado), per state regulator
- 18
Carla MarchettiNMLS 993397
Guild Mortgage · Overland Park, KS · licensed in 11 states
- First-time buyer
- VA loan
- FHA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100538621), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: February 13, 2024 (Florida), per state regulator
- States 19 years of experience (lender page, 2026-10-09)
- 19
Shawn GarnerNMLS 1035302
Guild Mortgage · Centennial, CO · licensed in 6 states
- First-time buyer
- Down payment assistance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100045411), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Centennial, CO
- Earliest state license record: July 10, 2013 (Colorado), per state regulator
- 20
Craig CusickNMLS 210381
Fairway Independent Mortgage Corporation · Phoenix, AZ · licensed in 7 states
- First-time buyer
- FHA loan
- USDA loan
- VA loan
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100537711), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: June 15, 2021 (Florida), per state regulator
- States 17 years of experience (lender page, 2026-10-09)
- 21
Andrea EggletonNMLS 1122404
Intercap Lending · Cottonwood Heights, UT · licensed in 5 states
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100517899), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: July 8, 2020 (Colorado), per state regulator
- States 17 years of experience (lender page, 2026-10-09)
- 22
Dan LarkinNMLS 258898
LeaderOne Financial · Oak Brook, IL · licensed in 18 states
- First-time buyer
- Real estate investor
- Construction loan
- Down payment assistance
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100517687), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: May 11, 2017 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 23
Jenn GawendaNMLS 755952
Guild Mortgage · Aurora, IL · licensed in 7 states
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100509981), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: February 8, 2018 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 24
Jeffrey ZulaufNMLS 18566
CrossCountry Mortgage · Suwanee, GA · licensed in 22 states
- First-time buyer
- Condo
- Real estate investor
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100514612), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Earliest state license record: June 28, 2019 (Florida), per state regulator
- States 15 years of experience (lender page, 2026-10-09)
- 25
Jamie LaskieNMLS 1641628
Guild Mortgage · Fort Collins, CO
- First-time buyer
- ✓Licensed in CO: confirmed with the Colorado regulator (license 100508812), verified 2026-10-10
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Fort Collins, CO
- Earliest state license record: September 28, 2017 (Colorado), per state regulator
Before you choose
The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.
- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CO license is confirmed with the state regulator (check mark), CO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.