LenDb.ai

Borrower situations · Colorado

Loan officers for real estate investors in Colorado

As of 2026-10-09, LenDb lists 153 loan officers licensed in or based in Colorado whose lender pages show Real estate investor work. The top-ranked are Rebecca B. Hansen (Guild Mortgage, Centennial), John Harfert (Loan Factory) and Jessica Glaeser (Xpert Home Lending). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Rebecca B. HansenNMLS 319830

    Guild Mortgage · Centennial, CO

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    John HarfertNMLS 300911

    Loan Factory · Colorado

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Reverse mortgage
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 24 years experience (stated on lender page, 2026-10-09)
  3. 3

    Jessica GlaeserNMLS 2263464

    Xpert Home Lending · Colorado

    • Real estate investor
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 25 years experience (stated on lender page, 2026-10-09)
  4. 4

    Lenae VandegriftNMLS 649456

    American Pacific Mortgage · Thornton, CO · licensed in 10 states

    • Real estate investor
    • Condo
    • FHA loan
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 12 years licensed
  5. 5

    Timothy LaingNMLS 292567

    Xpert Home Lending · Colorado

    • Real estate investor
    • First-time buyer
    • FHA loan
    • VA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 25 years experience (stated on lender page, 2026-10-09)
  6. 6

    Jonathan EdwardsNMLS 671258

    Guild Mortgage · Greenwood Village, CO · licensed in 12 states

    • Real estate investor
    • ITIN borrower
    • Self-employed
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 6 years licensed
  7. 7

    Kraig SpenceNMLS 5675

    Churchill Mortgage · Columbia, MD · licensed in 16 states

    • Real estate investor
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Justin NoelNMLS 2126847

    Guild Mortgage · Boulder, CO · licensed in 2 states

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 4 years experience (stated on lender page, 2026-10-09)
  9. 9

    Matthew MerrillNMLS 115282

    Guild Mortgage · Vancouver, WA · licensed in 5 states

    • Real estate investor
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Christopher Joseph BeahmNMLS 50816

    Guild Mortgage · Chesterfield, MO · licensed in 7 states

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • Real estate investor
    • First-time buyer
    • FHA loan
    • USDA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 22 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  12. 12

    Kelly ChaconNMLS 413612

    Guild Mortgage · Windsor, CO · licensed in 6 states

    • Real estate investor
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 1 years licensed
  13. 13

    Roger WightmanNMLS 1089536

    Churchill Mortgage · Portland, OR · licensed in 16 states

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 13 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  14. 14

    Dan ConnerNMLS 275929

    Guild Mortgage · Greenwood Village, CO · licensed in 4 states

    • Real estate investor
    • First-time buyer
    • Reverse mortgage
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 0 years licensed
  15. 15

    Crystal BuntingNMLS 281541

    Guild Mortgage · Pueblo West, CO

    • Real estate investor
    • FHA loan
    • Jumbo loan
    • Self-employed
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 23 years experience (stated on lender page, 2026-10-09)
  16. 16

    Mike SteinNMLS 1267535

    Guild Mortgage · Fort Collins, CO

    • Real estate investor
    • FHA loan
    • Vacation home
    • Down payment assistance
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 4 years licensed
  17. 17

    Nichole CrisantiNMLS 1503218

    CrossCountry Mortgage · Loveland, CO · licensed in 4 states

    • Real estate investor
    • Non-QM loan
    • Self-employed
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  18. 18

    Justin HopkinsNMLS 1990002

    Guild Mortgage · Windsor, CO · licensed in 3 states

    • Real estate investor
    • Physician and medical professional
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  19. 19

    Chad DroegNMLS 2291522

    Xpert Home Lending · Denver, CO

    • Real estate investor
    • Down payment assistance
    • DSCR loan
    • FHA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  20. 20

    Kay M. DavisNMLS 436627

    Union Home Mortgage · Saint Clair, MI · licensed in 5 states

    • Real estate investor
    • First-time buyer
    • Vacation home
    • FHA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Real estate investor
    • Condo
    • Jumbo loan
    • Non-QM loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Carlos RuizNMLS 389289

    Loan Factory · Colorado

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • 4 years licensed
  23. 23

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • Real estate investor
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Melanie HennNMLS 206264

    Fairway Independent Mortgage Corporation · Colorado Springs, CO · licensed in 3 states

    • Real estate investor
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  25. 25

    Jeffrey ZulaufNMLS 18566

    CrossCountry Mortgage · Suwanee, GA · licensed in 22 states

    • Real estate investor
    • Condo
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in CO or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.