Kristina Hernandez
Branch Manager at Homeowners Financial Group · Folsom, CA
NMLS ID 225677 (opens in a new tab) · verify at NMLS Consumer Access
Kristina Hernandez (NMLS 225677) is Branch Manager at Homeowners Financial Group, based in Folsom, CA. Licensed in 2 states: California and Texas. Focus areas shown on the lender page: FHA loan, First-time buyer, USDA loan and VA loan.
Last verified . Sources: Homeowners Financial Group (homeownersfg.com), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- 2 states
- Voice intro
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: homeownersfg.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
As listed on the lender page (CA, TX), not yet checked against state regulators.
Contact
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- Profile (opens in a new tab)
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Employment history
Homeowners Financial Group NMLS 93718
Current · Folsom, CA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
Video intro available
Kristina has a short recorded video intro on Homeowners Financial Group's site.
Watch on Homeowners Financial Group's site (opens in a new tab)
The recording is hosted and published by Homeowners Financial Group. We don't copy or transcribe it. Verified 2026-10-09.
About
Kristina has over 29 years of lending industry experience and specializes in first-time homebuyer programs as a CalHfa preferred lender. She offers FHA, VA, USDA, and CalHfa programs with a focus on clear communication throughout the mortgage process.
Our summary of the lender page. Verified 2026-10-09.
Reviews
Reviews on other sites
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LenDb reviews
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Sources
| Name and employer | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| Video intro | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homeownersfg.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kristina Hernandez (NMLS 225677), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/kristina-hernandez-225677, last verified 2026-10-09.
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