Leticia Rios
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Austin, TX
NMLS ID 367538 (opens in a new tab) · verify at NMLS Consumer Access
Leticia Rios (NMLS 367538) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Austin, TX. Licensed in 2 states confirmed with state regulators: Florida and Texas. Focus areas shown on the lender page: Real estate investor. Speaks Spanish. Earliest state license record: January 20, 2020 (Texas), per state regulator. States 20 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 20, 2020 (Texas), per state regulator
- 20 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- Spanish
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO88402, first effective 2021-05-26), TX (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Austin, TX · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Leticia Rios says they have 20 years of experience and speak Spanish. They focus on guiding first-time buyers and also help move-up buyers, investors and high-net-worth clients.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Languages | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Leticia Rios (NMLS 367538), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/leticia-krumplitsch-367538, last verified 2026-10-15.
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