Lorena Eloisa
Associate VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Fremont, CA
NMLS ID 1513595 (opens in a new tab) · verify at NMLS Consumer Access
Lorena Eloisa (NMLS 1513595) is Associate VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Fremont, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and ITIN borrower. Speaks Spanish. States 15 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com) and NMLS Consumer Access (license status, check live).
- 15 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: ITIN borrower(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-15
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Fremont, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Lorena Eloisa has over 15 years of experience and focuses on first-time buyers and borrowers with ITIN or unique incomes in the Bay Area and across California.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Languages | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lorena Eloisa (NMLS 1513595), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/lorena-eloisa-1513595, last verified 2026-10-15.
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