Lou Freitas
Outside Mortgage Banker at The Federal Savings Bank
NMLS ID 1533867 (opens in a new tab) · verify at NMLS Consumer Access
Lou Freitas (NMLS 1533867) is Outside Mortgage Banker at The Federal Savings Bank. Licensed in Florida, confirmed with the state regulator (license LO130951). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Renovation loan (203k / HomeStyle) and VA loan. Earliest state license record: August 12, 2024 (Florida), per state regulator. States 25 years of experience.
Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 12, 2024 (Florida), per state regulator
- 25 years experience (stated)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: thefederalsavingsbank.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO130951, first effective 2024-08-12), verified 2026-10-15.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Federal Savings Bank NMLS 411500
Current · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lou Freitas (NMLS 1533867), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/lou-freitas-1533867, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.